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HowToCredit

HowToCredit

@howtocredit
Est. 2023·United States·English·~2 vids/wk
New on TrySpansa

HowToCredit is a Finance and Business YouTube creator with 15.1K subscribers and 779K total views. The channel covers business funding, credit building, personal finance, business credit, small business loans. Active for 3 years, the channel publishes about 2 videos per week. Videos average 2.6K views each. Based in United States, the channel's primary language is English. YouTube channels with 10K–50K sub channels typically charge between $200 and $3,000 per sponsored video. Book a sponsorship directly on TrySpansa.

15,100Subscribers
304Total Videos
778,839Total Views
Source: YouTube Data API

Audience Insights for HowToCredit

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Views / Video284K
Impressions1.2M
Age Demographics
13-17
8%
18-24
35%
25-34
28%
35-44
16%
45-54
8%
55-64
3%
65+
2%
Gender Split
Male 62%Female 36%Other 2%
Core: Male 18-24
Top Countries
🇺🇸United States
28%
🇬🇧United Kingdom
18%
🇧🇷Brazil
12%
🇮🇳India
9%
🇩🇪Germany
7%
Traffic Sources
Search
34%
Suggested
24%
External
14%
Browse
12%
Content Performance
128KAvg Views
4.2%CTR
+1.2KNet Subs
3:42Watch Time
Subscriber Growth
6 mo agoToday
Device Split
Desktop
48%
Mobile
34%
Tablet
11%
TV
7%
Watch Time
8:42Avg Duration
42%Retention
2.1MHours
6.8Views/Visit
Content Type
Long-form
55%
Shorts
28%
Live
12%
Members
5%
Free · 10 seconds · No credit cardSee HowToCredit’s audience data

Niches

Financebusiness

About

I help creators and founders move from credit tips to responsible capital—clean files, smart sequencing, and lender-friendly documents that increase approvals. Weekly breakdowns, live file reviews, and the systems we use with clients!

Recent Videos

How To Get an 800 Credit Score in 2026 (Even With Bad Credit)
How To Get an SBA Loan APPROVED in 2026 (Easy Method) | SBA Loan Process EXPOSED
How To REMOVE Hard Inquiries From Credit Report FAST (2026) | NEW METHOD
DELETE ANYTHING From Your CREDIT Report For FREE | Credit Repair Advice 2026
Your CREDIT SCORES Are Changing FOREVER! (FICO 10T) NEW UPDATE 2026
Credit Union Beats NAVY FEDERAL : Guarantee APPROVAL Before Applying
How To Get APPROVED For Business Funding From Key Bank | Business Funding Hack (2026)
STOP Applying Until You Freeze These 4 Hidden Credit Bureaus | Credit Repair Hack (2026)

Channel data updated July 2026

youtube.com/@howtocredit
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Channel VideosHowToCredit
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YouTube Data API: 15,100 subscribers
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Cost per 1,000 Views
Meta Ads (Finance)$11.75
Mesha 2025
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Finance creators typically promote services (bookings, courses, subscriptions) rather than e-commerce products. Standard e-commerce conversion rates don't apply.
Methodology & sourcesNot sourced from YouTube
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Topicsclassified by TrySpansa

business fundingcredit buildingpersonal financebusiness creditsmall business loansllc funding strategiesbusiness line of creditlender approval tacticsbusiness funding without documentscredit score improvementbusiness capital strategiesaged corporations fundingein business creditnavy federal business lendingtruist bank business cards

Resources

YouTube Finance Sponsorship Rates 2026: The $20-$55 CPM Tier →The Brief Isn't Dead. Unstructured Briefs Are. →NY Synthetic Performer Law: AI Clauses Your Deal Needs →

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