Everything Credit

@everythingcredit

Est. 2014·United States·English·~4 vids/wk

New on TrySpansa

Everything Credit is a Finance YouTube creator with 19.5K subscribers and 2M total views. The channel covers credit repair, credit scores, financial literacy, debt management, credit report disputes. Active for 12 years, the channel publishes about 4 videos per week. Videos average 803 views each. Based in United States, the channel's primary language is English. YouTube channels with 10K–50K sub channels typically charge between $200 and $3,000 per sponsored video. Book a sponsorship directly on TrySpansa.

19,500Subscribers

2,432Total Videos

1,951,730Total Views

Source: YouTube Data API

Views / Video284K

Impressions1.2M

Age Demographics

13-17

18-24

35%

25-34

28%

35-44

16%

45-54

55-64

65+

Gender Split

Male 62%Female 36%Other 2%

Core: Male 18-24

Top Countries

🇺🇸United States

28%

🇬🇧United Kingdom

18%

🇧🇷Brazil

12%

🇮🇳India

🇩🇪Germany

Traffic Sources

34%

Suggested

24%

External

14%

Browse

12%

Content Performance

128KAvg Views

4.2%CTR

+1.2KNet Subs

3:42Watch Time

Subscriber Growth

6 mo agoToday

Device Split

Desktop

48%

Mobile

34%

Tablet

11%

Watch Time

8:42Avg Duration

42%Retention

2.1MHours

6.8Views/Visit

Content Type

Long-form

55%

Shorts

28%

Live

12%

Members

Free · 10 seconds · No credit cardSee Everything Credit’s audience data

Niches

Finance

About

Welcome to my channel! My name is David Payne Jr., and I am a paralegal at a consumer protection law firm. I provide educational content to help consumers better understand credit reporting, consumer rights, and federal laws that protect them. This channel covers topics including the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), factual credit disputes, credit report errors, collections, charge-offs, bankruptcies, credit repair scams, and illegal credit sweep schemes. My goal is to provide honest, educational information that helps consumers understand their rights, avoid misleading credit repair tactics, and make informed financial decisions. Disclaimer: This channel is for educational purposes only and does not provide legal advice or create an attorney-client relationship. Every consumer situation is unique, and results will vary. #DavidPayneJr #CreditRepair #CreditEducation #FCRA #FDCPA #ConsumerRights

Recent Videos

Better than FREE Credit Repair #creditrepair

Your bad Credit is worth thousands of dollars!!! #creditrepair

Exposing Scammers is OVER for ME #creditrepair

He exposed himself doing Credit Sweeps #creditrepair

Credit Repair is SCARY #creditrepair

Credit Fraud #creditrepair

Collections are illegal 🤦‍♂️ #creditrepair

Get paid to fix your credit #creditrepair

Channel data updated August 2026

youtube.com/@everythingcredit

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Channel VideosEverything Credit

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YouTube Data API: 19,500 subscribers

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Cost per 1,000 Views

Meta Ads (Finance)$11.75

Mesha 2025

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Finance creators typically promote services (bookings, courses, subscriptions) rather than e-commerce products. Standard e-commerce conversion rates don't apply.

Methodology & sourcesNot sourced from YouTube

● Free · No credit card required

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